Cyber Insurance For Your Charity

Protect your charity, voluntary organisation or community group from potentially costly and disruptive cyber-attacks.

Does my organisation need cyber insurance?

With many charities and not for profits relying more and more on technology and data to operate effectively, there is a growing need for cyber insurance to protect against a new and unique set of risks.

These risks can include both external and internal threats – whether it is a member of staff making a mistake, your systems being hit with a virus or a hacker attacking your network and stealing sensitive data, charities and voluntary organisations are not immune to disruptive and potentially damaging cyber threats.

In 2019 alone, 22% of charities reported either a cyber security breach or attack, with the average annual cost to charities after a breach coming in at £9,470 – (Cyber Security Breaches Survey 2019 – Department for Digital, Culture, Media and Sport).

Cyber insurance can help alleviate these risks, giving your charity or organisation financial protection should you be the victim of an attack.

The cyber insurance cover can include:

  • Privacy and data breach cover
  • Network security claims cover
  • Media liability claims cover
  • Regulatory costs cover
  • Notification costs
  • Business interruption and restoration costs cover
  • Response Costs
  • Hacker theft cover
  • Cyber extortion cover
  • E-payments
  • Crisis communication cover
  • Consultant services cover

How we protect your charity

When you are running any type of not for profit organisation it is important to have the correct type of cover in place.

BHIB Charities Insurance policies can include:

Additional cover includes:


According to the data from the Department for Digital, Culture, Media and Sport, the most common types of cyber-attack that affected the 22% of charities that suffered a breach last year were:

  • Phishing attacks
  • Others impersonating an organisation in emails or online
  • Viruses, spyware or malware – including ransomware attacks

As well as these, cyber-attacks and data breaches can occur in a variety of ways:

  • Theft or loss of equipment
  • Exposure of data on the internet
  • Incorrect data disposal practices
  • Employee theft

The level of cover your charity or organisation requires will depend on a variety of factors, such as how disruptive a cyber-attack would be and how much it would cost for you to get back to ‘business as usual’.

Here at BHIB Charities Insurance are experts are on hand to work with you to design a policy that is suited to your organisations individual needs and requirements.

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